Read full article from 湾区房子为什么这么贵?
Sunday, November 16, 2014
湾区房子为什么这么贵?
Monday, November 3, 2014
How to Use Credit Cards Like the Wealthy - NextAdvisor Blog
Read full article from How to Use Credit Cards Like the Wealthy - NextAdvisor Blog
Wednesday, October 29, 2014
Is My Medical Marijuana Card Valid In Other States? | The Weed Blog
Read full article from Is My Medical Marijuana Card Valid In Other States? | The Weed Blog
What Is a Medicare Carve Out Plan? | eHow
Read full article from What Is a Medicare Carve Out Plan? | eHow
Battle of the Health Insurance Plans?
http://www.insurance.com/health-insuranc...
This site sort of explains how both HMO and PPO works.
http://www.epohealthinsurance.com/epo-vs...
Found this, since I never heard of EPO myself.
EPOs, though cost effective, are quite restrictive since the network of doctors is usually smaller than in HMOs and it is nearly impossible to see an out-of-network provider without paying the entire medical fees from one's own pocket (copied from that site)
You know one thing and that you are looking to see which company has the doctors you need and seen in the past. But you need to remember that in most cases, every year that your employer renews the contracts with these companies, that sometimes one will "add" or they may "drop" certain doctors or providers.
What you need to do, is take the literature they gave you on each company. Get a pen/paper and write down several things.
1: Deductibles
2: Co-pays
3: Co-insurance
4: Prescription, if they have a mail in plan
5: Costs to you out of pocket or deducted from your paycheck.
6: Maternity coverage (I am assuming you are female) do you want or may need in the future
As for pre existing, you may want to clarify with your HR or not if possible. As a general rule, all group policies will not have vs a private policy. But,,,,,with some companies, they can do so (IF), you did not have prior health insurance. But even if they do, most will only have in general 6 months to 18 months, then it is covered. You appear to live in NY, so don't know the rules or laws that would apply there.
Do you have a HR department that you can talk to? If so, it is not uncommon to call them and pose these questions that might make it easier to sort out. Years ago, when I got my 1st job, I called and they explained to me the differences that I could understand and make my decision.
Read full article from Battle of the Health Insurance Plans?
Monday, September 29, 2014
4 Useful Things To Learn In 10 Minutes To Better Your Programming Career - Forbes
Read full article from 4 Useful Things To Learn In 10 Minutes To Better Your Programming Career - Forbes
8 Things Really Great Problem Solvers Do | Inc.com
Read full article from 8 Things Really Great Problem Solvers Do | Inc.com
How To Broaden Your Thinking, Find Ideas - Business Insider
Read full article from How To Broaden Your Thinking, Find Ideas - Business Insider
Friday, September 26, 2014
How Your Comfort Zone Is Sabotaging Your Success | Kevin Kleitches
Read full article from How Your Comfort Zone Is Sabotaging Your Success | Kevin Kleitches
Thursday, September 25, 2014
10 Words People Who Lack Confidence Always Use - TIME
Read full article from 10 Words People Who Lack Confidence Always Use - TIME
Tuesday, September 23, 2014
10 Presentations on Critical Thinking
Read full article from 10 Presentations on Critical Thinking
Friday, September 19, 2014
电子书epub文件怎么打开?_橙子声音_新浪博客
Read full article from 电子书epub文件怎么打开?_橙子声音_新浪博客
Tuesday, September 16, 2014
国外综艺节目
全美超模
(各种美女勾心斗角而且很有外形看点)
big brother
(这届超女的女生学院也是效仿了他们装监视器)
the apprentice
(飞黄腾达各种生意经)
美国偶像
舞林争霸
英国达人
生存者
Project Runway
ANTM蛮好看的
MS和HEY3都喜欢啊
天桥骄子
make me a super model
amazing race
绝对必须是 the amazing race
running man
看时不能喝水,吃东西。因为会笑喷的。
真心话大冒险 The Moment Of Truth
地狱厨房 老大哥 幸存者 极速前进 泽西海岸
周六夜现场各种恶搞
ANTM 女生勾心斗角什么的
PROJECT RUNWAY 强推第四季
AMERICAN IDOL 看了第八季之后爱亚当爱得死去活来啊!!
http://3y.uu456.com/bp-9bdc094e33687e21af4sa998-1.html
http://www.people.com.cn/GB/guoji/25/96/20011210/623314.html
《奥普拉·温菲丽秀》Oprah Winfrey Show
《政治不正确》Politically Incorrect
《深夜》Late Night with Conan O'Brien
《珍妮·琼斯秀》Jenny Jones' Show
Wednesday, September 3, 2014
Tuesday, September 2, 2014
Friday, August 29, 2014
高效能人士的七个习惯The Seven Habits Of Highly Effective People_励志小说_英语非小说-英语小说在线阅读-原版英语学习网
《高效能人士的七个习惯》是由著名领导力大师、人际关系专家史蒂芬・柯维博士开发的享誉全球的课程,精选柯维培训课程中的实践训练习题,以帮助读者加深对"七个习惯"的理解和掌握,使"七个习惯"成为属于每个人自己的行动指南,价值堪比18000元的柯维现场培训课。。你思考过成功的定义吗?除了事业拔得头筹外,还有哪些层面值得我们全力以赴?身处多元化的社会,光是事业无往不利,只能算成功了一半。唯有兼顾人生其他层面的圆融和谐,才是全面的成功。柯维提出「全面成功才是真正成功」的新思想。
书中列举达到「全面成功」的七大准则:
1.主动积极:掌握选择的自由,对现实环境积极响应,才是真正对生命负责的人。2.以终为始:锁定生命的坐标,掌握真正的使命,凝聚向前的力量,并全力以赴。3.要事第一:忙要忙得有意义,辨别事情的轻重缓急,急所当急,是个人管理之钥。4.双赢思维:事情并不是只有二分法,非强即弱,非胜即败。人人都可以是赢家。5.知彼解己:聆听与表达同样重要,做个双向传播的聆听者,才是沟通高手。6.统合综效:唯有合作才能统合综效,人类的潜能因而激发,面对挑战也毫不畏惧。7.不断更新:人生最佳的投资策略,就是严格要求自己,掌握不断更新的成长原则。
这七大准则鼓励读者探索自我,从培养内在修为,激发改变外在行为的力量,进而创造全面成功的人生。而其中的深沈本质,正是人类「从依赖到独立,又从独立到互赖」的心灵成长历程。
Read full article from 高效能人士的七个习惯The Seven Habits Of Highly Effective People_励志小说_英语非小说-英语小说在线阅读-原版英语学习网
Sunday, August 3, 2014
让人聪明的思维习惯
2 获取高质量的knowledge base
3 运用已有知识实现目标
High quality knowedge base:
- 经常把自己学到的东西教给别人,可以帮助检查知识漏洞,巩固理解 See one, do one, teach one.
- 如果不理解别人的观点,要求别人解释自己的thought process。过程比结论重要。
- 不要泛读然后选择性的精读 (这个令人吃惊),因为人对自己知识漏洞总是低估,illusion of explanatory depth. 养成在阅读时候解释给自己听的习惯,如果读完某种解释,自己无法合理复述出来,就说明只是泛泛看过以为自己懂了,其实根本就不明白。这点在眼下这个社会里面简直太流行了。好好的学懂一些东西比泛泛的看100倍多的东西要管用的多。我自己要切记切记!!!!!!
- 建立smart thinking环境:教别人要引导别人思考而不是完全代劳。最高效的学习进步发生在deliberate practice (willpower is overrated, the talent code两书),将将在已有能力之外的区域。Zone of proximal development.
- 沟通的时候注意多义词,尽量清晰定义所涉及的概念。不懂不清楚具体意思的,一定要问清楚。
- 集中理解新知识的essence,事物相互的关联和联系方式relational knowledge,不要被表面现象“卡住”了
enhance memory
- 会议后花一点时间快速回顾讨论过的内容,列举3条最重要的记住,而不是急忙开始做下一件事
- 开会,先列举日常事项,结束后wrap up回顾,帮助别人和自己记忆(其实最好别开会,快速在走廊meet and chat, 必须发action item否则必须计算成浪费时间的chitchat)
- 总结可以包含objects, events, and causal understanding. 写总结,重读一次,找含混不清的地方。寻找知识漏洞。
- active learning, deep thinking 主动思考而不是被动吸收, 把新知识点融汇进已有知识网络中,用至少3个hook帮助retrieve记忆
- 用多种方式学习,方便多形成记忆的钩子。被动吸收(context)比如看不同人讲同一个topic,读不同人的书,换学习环境,当然最重要的是主动吸收,脑子多动,主动与其他知识网络建立联系。(which is what i am doing by taking and re-organizing my book notes)
problem solving via analogy etc
- 解题的时候从多个角度考虑,从其他领域寻找近似和灵感
- 解决特别难的问题的时候,用多种方式表述问题本身,有时候就找到解法了
- 不要孤立的考虑问题,多跟其他类似的东西产生联系
- 经常问问别人都在研究些什么,会对自己有启发,说到底还是保持对旁人的好奇
- impasses: incubation period 遇到困难的时候,放一阵子再回来重新看。(一直在做,有意做有困难的工作的时候用timer控制,别一气儿想太久,头天晚上耽误4小时的东西回头重看经常15分钟解决)
- 画图,visualize
- need for closure: 这个有点像MBTI里面P/J这一项.depending on when I take the test I may be "judging" or more biased towards action. 太希望快点做完的人会容易缺乏考虑,反之又容易产生大量alternative但是迟迟不能下决心。正确估计自己的倾向然后做好弥补措施。(投资问题上我分析太多行动太少,不过做小事的时候太纠结一定要做完,其实当放则放)无法做出选择的一个解法是随机(抛硬币)决定一个选择,如果觉得不爽,那么自己其实是倾向于反之的。
- 衡量解法好坏,避免 confirmation bias,有意寻求反方证据 check hidden assumptions(e.g. conduct a pre-mortem) 黑天鹅里面也狠狠讲过这条。Brain storm让大家都感觉巨好,但是最好放几天cool down 再评估这些点子到底好不好(Semco的故事特特的多次讲到这一点)。具体想清楚如何实现,困难在哪里: implementation intention.
smart working habits
- 工作时避免电话,email等干扰,当然避免多线程工作
- 日常生活中琐事尽量形成习惯,减少思维,留出精力思考值得思考的事
Friday, July 25, 2014
如何赢得朋友和获得影响力 | 尔立
Don't criticize, condemn or complain.
Give honest and sincere appreciation.
Arouse in the other person an eager want.
Become genuinely interested in other people.
Smile.
Remember that a person's name is to that person the sweetest and most important sound in any language.
Be a good listener. Encourage others to talk about themselves.
Talk in terms of the other person's interests.
Make the other person feel important - and do it sincerely.
The only way to get the best of an argument is to avoid it.
Show respect for the other person's opinions. Never say, "You're wrong."
If you are wrong, admit it quickly and emphatically.
Begin in a friendly way.
Get the other person saying "yes, yes" immediately.
Let the other person do a great deal of the talking.
Let the other person feel that the idea is his or hers.
Try honestly to see things from the other person's point of view.
Be sympathetic with the other person's ideas and desires.
Appeal to the nobler motives.
Dramatize your ideas.
Throw down a challenge.
Begin with praise and honest appreciation.
Call attention to people's mistakes indirectly.
Talk about your own mistakes before criticizing the other person.
Ask questions instead of giving direct orders.
Let the other person save face.
Praise the slightest improvement and praise every improvement. Be "hearty in your approbation and lavish in your praise."
Give the other person a fine reputation to live up to.
Use encouragement. Make the fault seem easy to correct.
Make the other person happy about doing the thing you suggest.
Read full article from 如何赢得朋友和获得影响力 | 尔立
论华人在美职场中的注意点 | 尔立
第六条,没事不要做完活了就一声不吭回家,多和秘书,sales,financial controller们聊聊,作为底层的员工,他们知道很多你不知道的8gua/秘密,这很多时候可以决定你跟谁,跟多久。。其实说好听了这对公司有责任心,不好听就是会钻营,但对于绝大部分人来说,你不是赵子龙,单枪匹马大部分时候是没法在公司混长久的。
Read full article from 论华人在美职场中的注意点 | 尔立
Tuesday, July 22, 2014
服用保健品三大原则(图)_健康频道_新华网
中老年人:蛋白质、卵磷脂、ω-3多不饱和脂肪酸、维生素C、B族维生素、胆碱、镁等营养元素都能帮助延缓大脑衰老。
注意药物交互作用
维生素和保健食品经常会与西药发生作用,建议心、肝、肾有问题的人使用前,最好先和医生讨论。常见药物相互作用有鱼油、大蒜、银杏与阿司匹林同用会有出血危险。
保肝类保健食品,如菇类等会启动身体解药基因,让药物失效,因此最好与西药间隔3~4小时后再用。
不要超过每日建议用量
维生素及矿物质摄取,最好在每日建议范围内,且复合维生素会比单一补充剂安全。辨识营养素是否过量,可将包装上标识的每一种营养素含量与"中国营养推荐摄入量"对比(详细标准可登录中国营养学会网站查询)。如每天服用的保健品不止一种,则需注意各种营养素有没有重叠,相加的量会不会超标。
注意服用的时间
维生素A、D、E等脂溶性维生素,如果没有脂肪的参与则很难被人体吸收。维生素Bl、B2、C等水溶性维生素,口服后主要经小肠吸收,若空腹服用,很可能在人体组织尚未充分吸收就通过尿液排出体外,而起不到作用。因此,维生素类药品或营养品一般应饭后服用。
隔天吃好过天天吃
身体对营养素的吸收并非照单全收,吃得少反而会强迫细胞吸收。保健品每隔两三天吃一次,不但能减少过量危险,也可补足身体对营养素的需求。
专家支招:天然食物中寻找“保健品”
[转帖]北美历史上最全的回国礼品大汇总--一个永久的话题
Read full article from [转帖]北美历史上最全的回国礼品大汇总--一个永久的话题
史上最全的北美回国探亲礼品攻略指南,4月25更新 ,2 day free shipping技巧不要光点赞, 分享吧! � 【人人分享-人人网】
此区域留空备用
fish oil鱼油
2.保护心血管系统
5.治疗糖尿病
1. 消除关节疼痛
2. 延缓骨质疏松
3. 营养头发指甲
4. 改善皮肤
银杏片 Ginkgo Biloba
辅酶Q10 (Coenzyme Q-10)
鱼肝油 Carlson Lightly Lemon Cod Liver Oil
雌激素参与肌体的新陈代谢,雌激素还可以促进钠与水的潴留,在脂肪代谢等方面,总胆固醇有下降的趋势,
β-脂蛋白减少,胆固醇与磷脂比例下降,有利于防止冠状动脉硬化症,对女性有一定的保护作用。