Thursday, December 21, 2017

Buying a Car: Should You Pay With Cash if You Can? - Autotrader

Buying a Car: Should You Pay With Cash if You Can? - Autotrader

For example, say you want to buy a $25,000 car and you can afford to purchase it with cash. If you want to spend your cash, that's great: It means you won't have a payment or another care about the car's financing. But let's say you shop around for a good interest rate and end up with 1 percent financing for 3 years after a $5,000 down payment.

In that case, you'll keep your leftover $20,000, and while you have a car payment, the total interest comes to just $300. The question you must ask yourself is whether it's worth $300 to have that $20,000 in your bank account rather than tied up in your car. Most people would rather have the money in the bank or invested, where it's likely that they'll quickly earn back the entirety of the loan's $300 cost.


Read full article from Buying a Car: Should You Pay With Cash if You Can? - Autotrader

Wednesday, December 20, 2017

Cars

Toyota RAV 4
https://cars.usnews.com/cars-trucks/toyota/rav4
The 2018 Toyota RAV4 finishes in the bottom half of our rankings. Its drab cabin materials give it a low-rent feeling compared to rivals. However, this crossover offers stable handling and lots of standard driver assistance and advanced safety features.

the last few RAV4 model years have received ratings of three to 3.5 out of five from J.D. Power


Toyota covers the 2018 RAV4 with a three-year/36,000-mile basic warranty and a five-year/60,000-mile powertrain warranty.
The 2018 RAV4 has a five-star overall safety rating from the National Highway Traffic Safety Administration. It received five out of five stars for its side crash test and four stars in the rollover and frontal crash categories. The RAV4 aced every crash test at Insurance Institute for Highway Safety, which named it a 2018 Top Safety Pick.
Every RAV4 comes with a rearview camera and Toyota Safety Sense P (which consists of a pre-collision system with pedestrian detection, lane departure warning, lane keep assist, automatic high beams, and adaptive cruise control). Available safety features include front and rear parking sensors, blind spot monitoring, rear cross traffic alert, and a bird's-eye-view camera that provides a 360-degree view around the car.

A rearview camera and Toyota Safety Sense P (a safety bundle comprised of a pre-collision system with pedestrian detection, lane departure warning, lane keep assist, automatic high beams, and adaptive cruise control) are included in every edition

Shoppers searching for the best bang for their buck will want to pay particular attention to the RAV4 XLE. For about $1,100 over the base price, you’ll get an enhanced infotainment system that includes goodies like navigation and Siri Eyes Free. You can add on a few extras through the numerous packages Toyota offers for this trim. One of the best deals is the aptly named Extra Value "Plus" package, an $890 bundle with blind spot monitoring, rear cross traffic alert, and a proximity key. Other available add-ons include enhanced smartphone integration, heated front seats, and front and rear parking sensors.

Average Price Paid
$26,557
Estimated MSRP
$28,049

Cold Area Package —includes heated fabric front-row seats with 8-way power-adjustable driver's seat, heated leather-wrapped steering wheel and wiper de-icer


Cold Area Package with options
$2,175
STARTING MSRP
$27,700

TOTAL PRICE (MSRP) (AS BUILT)15
29875
but only with adventure or above

Toyota RAV4 Platinum
The range-topping RAV4 Platinum boasts an 11-speaker JBL sound system, smartphone integration via the Entune App Suite, a 7-inch touch screen, a bird's-eye-view camera with a 360-degree view around the car, a heated steering wheel, and a hands-free liftgate with height adjustment. Prices start at $34,750.




2018 Subaru Forester
In government crash safety tests, the 2018 Forester earns five stars in overall and side-impact categories and four stars in frontal crash and rollover categories (all categories have a max of five)
The base trim doesn’t offer much beyond the standard features, and you’re probably best to look past it. Ditto for the Premium. The two trims that offer the most features are the Limited and Touring. If you don’t care about the EyeSight system, the Limited is the trim for you. If you do want it, go with the Touring. It comes standard with almost every feature the Forester offers, and it doesn’t cost much more than getting the Premium and adding EyeSight
Subaru Forester 2.5i Touring
The 2.5i Touring starts at $33,090. The Touring comes standard with pretty much every feature you can get in a Forester, including the EyeSight system, power-folding rear seats, and a heated steering wheel.
whether limited above contains All-Weather Package
Subaru Forester 2.5i Touring
The 2.5i Touring starts at $33,090. The Touring comes standard with pretty much every feature you can get in a Forester, including the EyeSight system, power-folding rear seats, and a heated steering wheel.

Honda CR-V
The 2018 Honda CR-V earns a five-star overall crash test rating from the National Highway Traffic Safety Administration. It received five out of five stars in both the frontal and side crash tests, and four stars in the rollover test

A rearview camera is the only driver assistance feature that comes standard in the 2018 CR-V. Move above the base trim for the Honda Sensing suite of technologies, which includes forward collision warning, automatic emergency braking, lane departure warning, lane keeping assist, road departure mitigation, and adaptive cruise control. All but the base CR-V also come with automatic high beams, blind spot monitoring, and rear cross traffic alert. However, if you want something as simple as rear parking sensors, you'll have to buy it as an option, regardless of trim level.
The 2018 Honda CR-V comes in four trim levels: LX, EX, EX-L, and Touring. The base LX model comes with a 2.4-liter engine, while all other models feature a 1.5-liter turbocharged engine. Front-wheel drive is standard, and all-wheel drive is optional for $1,400.
For the best combination of features and value, go with the CR-V EX. In addition to the turbocharged engine, the EX comes with a healthy list of conveniences such as heated front seats, a moonroof, satellite radio, and a touch-screen infotainment system with Android Auto and Apple CarPlay. You'll also get a good number of driver assistance and advanced safety features.
Honda CR-V EX
The CR-V EX retails for $26,950. It adds dual-zone automatic climate control, proximity key entry, push-button start, remote start, a moonroof, heated front seats, a 12-way power-adjustable driver's seat, a six-speaker stereo, four USB ports, satellite radio, a 7-inch touch-screen infotainment system, Apple CarPlay and Android Auto, forward collision warning, lane departure warning, automatic emergency braking, road departure mitigation, lane keep assist, adaptive cruise control, automatic high beams, blind spot monitoring, and rear cross traffic alert. A heated steering wheel is optional for $500.
AWD 1400
Back-Up Sensors $528 x
Total MSRP as Built $28,878 MSRP

http://shop.honda.com/cr-v.aspx?ef_id=1:1:1&CID=SEARCH_HRM_GOOGLE_FY18EVERGREEN_OTHER_SHOPPERS&gclid=CjwKCAiAsejRBRB3EiwAZft7sERWYkhP_ETieIm3u29wWic_uaPscUYA_MSBqJaYnrtPqvU3sXbLExoCJngQAvD_BwE&gclsrc=aw.ds

https://www.caranddriver.com/honda/cr-v/specs/2018/CR-V-SUV/397482
4 doors, 5 passengers, front-wheel drive; 28/34 mpg city/hwy (est)

Not only is a backup camera standard on all CR-V models, it provides multiple views: from the top, a wide view, and a normal one. The base LX features guidelines, but they don’t move with the steering wheel like in every other model.


Active safety and driver-assistance features usually come at a cost, either as exclusives to higher trims or as expensive options. The CR-V breaks the mold by making its full suite of Honda Sensing safety and driver assists standard starting on the EX. Along with the most common alerts, the CR-V has automatic high-beams, a rear cross-traffic alert, and a driver-attention monitor to prevent snoozing behind the wheel. These functions can be disabled and will not default back to “On” when you start the vehicle. Another helpful driver assist is Honda’s automatic brake hold. Once the CR-V comes to a complete stop, the driver can take their foot off the brake, and the vehicle won’t move until the driver presses the accelerator. This feature can be activated or deactivated by a switch on the center console.

The CR-V also lacks the roadside assistance offered by the competition.
VehicleLimited WarrantyPowertrain WarrantyCorrosion ProtectionRoadside AssistanceScheduled Maintenance
2017 Honda CR-V3 years / 36,000 miles5 years / 60,000 miles5 years (unlimited miles)3 years / 36,000 milesN/A
the EX is one heckuva deal. We didn’t even stop in the options aisle on our way to the checkout, as our well-equipped CR-V EX totaled $27,735.

https://www.edmunds.com/honda/cr-v/2018/#edm-entry-pricing
We're torn between the EX and the EX-L as a recommendation. The latter has desirable luxury features such as leather upholstery, a programmable power liftgate and a premium audio system. We liked it enough to buy one for our long-term test fleet. But do you really need those amenities in your compact crossover? If you just need a practical utility vehicle, the cheaper EX offers generous features of its own, including a sunroof, and it comes standard with the same turbocharged engine and a 7-inch touchscreen.

2018 rogue nissan
https://cars.usnews.com/cars-trucks/nissan/rogue








  • Third row no longer available
ProPILOT Assist advanced driver assistance system now available








  • Underpowered engine
  • Noisy transmission
This is a very competitive class, and some lower-priced rivals may offer more power, better handling, or more of the features you want. The Rogue does offer a lot of safety features for the money, and it's the only model in the class with a semiautonomous driver assistance system.

Several advanced safety systems come standard in the 2018 Rogue, including blind spot monitoring, rear cross traffic alert, forward collision warning, automatic emergency braking, and a rearview camera. Few rivals have as many systems in their base trims. Optional safety features include adaptive cruise control, lane keep assist, pedestrian detection, a 360-degree camera, and the new-for-2018 ProPILOT Assist system. This advanced driver assistance system can autonomously steer, accelerate, and brake the Rogue under certain conditions. Of course, drivers still need to stay alert and be prepared to take control if necessary.
Most buyers should buy the middle SV trim. It only costs around $1,200 more than the base S model, but it adds lots of features – like a power-adjustable driver’s seat, heated front seats, and dual-zone automatic climate control. You can further add to the SV with a few option packages. If safety is a top priority, consider the top-of-the-line SL model. It has more advanced safety systems and is available with the all-new ProPILOT Assist system, which can autonomously accelerate, brake, and steer in certain conditions.
All trims come equipped with a four-cylinder engine, an automatic transmission, and front-wheel drive. All-wheel drive is a $1,350 option in all models.
Nissan Rogue SL
The range-topping SL model costs $31,060 and has leather upholstery, a heated steering wheel, a nine-speaker Bose premium audio system, HD Radio, navigation, lane keep assist, pedestrian detection, adaptive cruise control, and a 360-degree camera.
The SL Premium package ($1,820) comes with a panoramic moonroof and LED headlights. The SL Platinum package ($790) adds an electronic parking brake and the ProPILOT Assist advanced driver assistance system. The SL Platinum Reserve Interior package ($250) comes with upgraded leather seats and unique piano black interior trim pieces. Packages in the SL model are progressive, meaning you need the SL Premium package if you want the SL Platinum package, and both the SL Premium and SL Platinum packages if you want the SL Platinum Reserve Interior package.
2018 BMW X1
https://cars.usnews.com/cars-trucks/bmw/x1
The X1 comes in one trim level for 2018, the sDrive28i, which starts at $33,900. Add another $2,000 for xDrive (BMW's all-wheel-drive system). These figures are a smidge higher than the sticker prices of the Mercedes-Benz GLAAudi Q3, and Infiniti QX30.
The CR-V EX/EX-L/Touring’s blind spot warning system uses digital cameras monitored by computer to alert the driver to moving objects in the vehicle’s blind spots where the side view mirrors don’t reveal them. The X1 doesn’t offer a system to reveal objects in the driver’s blind spots.
To help make backing safer, the CR-V EX/EX-L/Touring’s cross-path warning system uses wide-angle radar in the rear bumper to alert the driver to vehicles approaching from the side, helping the driver avoid collisions. The X1 doesn’t offer a cross-path warning system.

https://cars.usnews.com/cars-trucks/honda/civic
The 2018 Honda Civic sedan starts at $18,840. Hatchback and coupe models are priced slightly higher at $19,900 and $19,250, respectively. The base trim includes features like a rearview camera, Bluetooth, a 5-inch display screen, and a USB port. Competitors like the Kia Soul ($16,100) start at a much lower price and come with similar standard features, but the Civic offers Honda Sensing in the base trim for $1,000 on sedan and coupe models. Honda Sensing adds features like forward collision warning, lane departure warning, and adaptive cruise control. 

The National Highway Traffic Safety Administration gave the 2018 Civic five out of five stars in frontal, side, and rollover crash tests culminating in a five-star overall rating.

The Civic comes in three body styles: sedan, hatchback, and coupe. The Sedan comes in five main trim levels: LX, EX, EX-T, EX-L, and Touring. The EX trim is your best bet. It comes with many desirable features – including Apple CarPlay, Android Auto, a larger 7-inch touch screen, and a moonroof – that you can't get in the base trim. It also comes standard with Honda LaneWatch.



Do You Need an All-Wheel-Drive or Four-Wheel-Drive Car? | Edmunds

Do You Need an All-Wheel-Drive or Four-Wheel-Drive Car? | Edmunds

Car shoppers looking at any vehicle with all-wheel drive (AWD) or four-wheel drive (4WD) as an option face a difficult decision. Is AWD that much safer and worth the roughly $2,000 premium these systems command?


Read full article from Do You Need an All-Wheel-Drive or Four-Wheel-Drive Car? | Edmunds

Monday, December 18, 2017

Difference between a bed frame and rails - and which one you need.

Difference between a bed frame and rails - and which one you need.

Growing up in our family's furniture store it was very common for a customer to walk in and ask for bed rails. Now if a salesperson simply sold them exactly what they asked for then 7 out of 10 times the customer would have gotten something they didn't want or need. That's because most people don't know the difference between bed rails and bed frames. Luckily, you're about to find out.


Read full article from Difference between a bed frame and rails - and which one you need.

Saturday, December 16, 2017

When Is the Best Time of Year to Buy Large Appliances?

When Is the Best Time of Year to Buy Large Appliances?

The exception to point number one is refrigerators. Unlike the other major appliances, most manufacturers roll out their new models of refrigerators in the summer. This means that last year's models get discounted during the spring.


Read full article from When Is the Best Time of Year to Buy Large Appliances?

Friday, December 15, 2017

Right Size Refrigerator for a Family of Four | Tech Life - Samsung

Right Size Refrigerator for a Family of Four | Tech Life - Samsung

Choosing a refrigerator for a family of four means selecting a model that matches your household configuration, food preferences and kitchen layout. With prices that can range from $500 to 10 times that amount and more, you can find models with minimal features all the way up to built-in units with deluxe flexible storage options. How much capacity you need depends on considerations beyond just the number of people under your roof.


Read full article from Right Size Refrigerator for a Family of Four | Tech Life - Samsung

Saturday, December 9, 2017

America’s 10 worst states to live in 2017

America's 10 worst states to live in 2017

The Bluegrass State is in the heart of tobacco country, and residents here would do well to lay off the local product a bit. More than a quarter of adults are regular smokers in Kentucky, the highest rate in the country. The state also has the nation's highest rate of cancer deaths and one of the highest rates of cardiovascular deaths. But Kentucky does have one of the lowest violent-crime rates.


Read full article from America's 10 worst states to live in 2017