retirement

https://www.ssa.gov/planners/retire/applying2.html
https://www.ssa.gov/planners/retire/retirechart.html

Here's how it works if your full retirement age is 67.

• If you start your retirement benefits at age 62, your monthly benefit amount is reduced by about 30 percent. The reduction for starting benefits at age
• 63 is about 25 percent;
• 64 is about 20 percent;
• 65 is about 13.3 percent; and
• 66 is about 6.7 percent.

The earliest you can start receiving Social Security retirement benefits will remain age 62.