The Invisible Blog: FRAUD ALERT: “Experian” Charging People’s Cards Without Authorization
Bottom line: Freed Credit Report dot com is fraudulently (illegally) charging people’s credit cards for services they do not sign up for or authorize. Be aware, and check your credit card statements regularly. [UDPATE] In most cases, it’s not FreeCreditReport.com initiating these charges, but a third party who has obtained the credit card numbers making a purchase at FreeCreditReport.com with your card. However, if FreeCreditReport.com made ANY EFFORT WHATSOEVER to make sure these were legitimate purchases by checking the name of the person making the charge against the name on the card, or even requiring a billing zip code or card authorization number, this wouldn’t be happening. Instead, FreeCreditReport.com is (of course) happy to receive the money from these illegal charges, and your credit card is happy to receive their percentage. IMO, this is why no one wants to do anything to prevent this activity… they’re all making money! Judging from reader comments, the credit card companies are usually quick to reverse the charges, but the credit reporting companies (Experian) and FreeCreditReport.com/ConsumerInfo.com are VERY reluctant to help in any way.
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